Quote:Six weeks after street cleaner Folasade Ogunniyi was knocked into a lagoon in Lagos State while on duty on the Third Mainland Bridge, the family of the deceased has yet to receive the promised N45,000 compensation by Highway Manager, her former employers.

Ogunniyi’s body was recovered from the lagoon underneath the bridge on August 23, three days after she was killed by a hit-and-run driver. Until her death, the late sweeper, a mother of three, was employed by Highway Managers, an environment sanitation firm working in collaboration with the Lagos State government.

Before her death, she was earning N15,000 per month from the company, an amount even less than the outgone minimum wage of N18,000. To compensate her family for the loss and service she rendered for the 24 months of her engagement, Highway Manager said the family would be paid N45,000.

But Ogunniyi’s husband told The Guardian, “I was always going there (the office) and I kept being asked to come back. They (High Manager) told us that they are working on her death certificate and some other things. When it is ready, they said the insurance will be paid, but I have since resigned to fate."

Highway Manager’s head at Rowe Park, Yaba, Lagos, Rotimi Sotanmi, in his reaction, said: “We have communicated with the family and we are doing our part. The agreement is that we will continue paying her salary (N15,000) for three months.”

Sotanmi, however, told The Guardian that an unnamed insurance company had all the details and was working on making a substantial payment to the family.

Quote:Three teenagers have been arrested for allegedly gang-raping a 20-year-old woman in Paikoro, #NigerState, following a report by the father of the victim.

The suspects, Shafiu Isah, Jawalu Babuga, 19, and Musa Sabiu, 18, allegedly accosted the victim on her way from work and raped her. The suspects revealed that they had been raping girls for a long time and were never caught.

One of the suspects, Isah, said none of their victims or their parents had been bold enough to report them to the police stating that it was very surprising when they were arrested because of the rape.

According to him: “We are street boys, we move from one village to another looking for whom to rape since we have no money to give to girls after sex. .

We usually perform the act where nobody will see us and our victim cannot refuse us sex. We have no means of livelihood and that was why we resort to raping women and girls.”

Former Big Brother Naija housemate Frodd has clarify his relationship with fellow housemate, Esther.

The two reality stars were all over each other during their stay in the reality TV show and this has got fans wondering.

Frodd who came third in the show while having his media tour stated that the relationship that exist between them is that of friends alone.

Watch video below;
https://www.instagram.com/p/B3ZRFEhhT3e/?utm_source=ig_web_copy_link


https://www.creebhills.com/2019/10/theres-no-love-interest-between-me-and-esther.html

A young man was caught around 2am in Otefe-Oghara, Delta state trying to break into someone's house to rob.

According to an eyewitness, the man has been the one terrorizing the whole area, robbing and raping people's wives in the night.

The confessional statement was made after the excessive torture and beating he received from the angry youths that caught him.

He was later handed over to the police in a vegetable state.

See more:
https://zenithnaija.com/man-who-rapes-peoples-wives-in-delta-caught-tied-almost-tortured-to-death/

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Solar plant repairs to cost sector $16b as demand increases



Solar panels
Nothing less than $16 billion will be expended over the next six years on unplanned solar plant repairs, a new research from Wood Mackenzie said yesterday.

Indeed, yearly cost on solar plant operations and maintenance (O&M), which currently stands at around $4.5 billion will grow to just over $9 billion in 2024.

“This increase is due to future demand growth and current installed capacity. Unplanned repairs alone can cost owners up to $3,000/MW/year, based on an average-sized solar power system of 50MW,” the report said.
Though there was a modest decline in 2018, Wood Mackenzie noted that the global solar market would reach a new annual high of 114.5GW in 2019; growing by up 18 per cent from the previous year.

Yearly installations is expected to hover around 120-125 GW in the early 2020s as emerging markets begin to deliver results, the group stated, adding that global cumulative solar PV installations are expected to grow from ~500GWdc in 2018 to 1,243 GWdc by 2024.

Though Nigeria reportedly has immense opportunity for solar energy in the face of the country’s energy gap, countries like China, India and the US reportedly have more than 50 of global solar PV installations to 2024, making both Asia and North America the most attractive regions within the solar O&M segment.

Out of Nigeria’s population of about 180 million, only about 40 per cent of the citizens reportedly have access to electricity. Though the actual electricity demand in the country was estimated at 10 GW, available supply to consumers averages 4,000 Megawatts.

A report published by International Renewable Energy Agency (IRENA), earlier this year showed that the growth of solar energy on the continent was primarily driven by five specific countries; Egypt, South Africa, Kenya, Namibia and Ghana.

Solar installations nearing inverter end of life will reach 21GW by the end of 2019, representing 3.4 per cent of the global market, Wood Mackenzie noted, stressing that the development will increase to more than 14 per cent of the total cumulative capacity over the following five years.

By 2024, Wood Mackenzie expects the solar industry to have 176GW of projects with inverters older than ten years.”
“Solar technology has greatly improved technician utilisation ratios over the last few years. Previously, one technician would be able to service 20MW of solar capacity. Global downward price pressures have driven the implementation of automated solutions and digital platforms, making it possible for technicians to service from 40MW-60MW of solar capacity – more than doubling their efficiency in some cases.

“As asset owners and operators continue to invest in advanced analytics and O&M specific software, and move from more time-consuming methods of spreadsheet-based analytics, operational costs will be reduced and higher data quality achieved, Wood Mackenzie’s Principal Analyst, Leila Garcia said.

Solar plant management is often erroneously assumed to be simplistic when compared to other generation technologies, Wook Mackenzie said.

Subscribers want minister to urgently address gaps in 3G, 4G ahead of 5G rollout


[url=https://guardian.ng/business-services/bears-sustain-dominance-as-prices-of-major-stocks-dip/][/url]


With the claims by the Minister of Communications, Dr. Isa Pantami, that Nigeria was ready to deploy 5G networks across the country, but not immediately, subscribers have asked him to first and urgently, address gaps in 3G and 4G service offerings across Nigeria as promised.

Just like the Nigerian Communications Commission (NCC), which claimed that Nigeria would roll out 5G networks by 2020, Pantami had also on Monday at the on-going 39th Gulf Information Technology Exhibition (GITEX), holding in Dubai (United Arab Emirates), reiterated Nigeria’s readiness to deploy the service. But subscribers in the country rather urged the minister to address quality of service with other generation of networks.

Subscribers, who spoke with The Guardian, said although deployment of 5G is not a rocket science, “but if you look at where we are coming from and where we are, you will know that it is a political statement,” said a Lagos-based banker, Kehinde Adekunle.

Adekunle noted that even the operators cannot claim they are ready to deploy 5G. “This is simple arithmetic, the 3G, 4G services remain a scam. To upload and download files could take 15 minutes to 20 minutes. 5G is at the speed of light!  Go and check countries that are truly deploying 4G – South Korea, China, America, Sweden, you upload and download with peace of mind. I don’t think we are ready!”

The banker asked, “where are the infrastructure that will enable 5G, how many base stations do we have? What is the level of fibre connections? Where are the policies to drive this technology? I think our readiness should be by 2050, but by then, we would have been left behind.”

5G Technology is an umbrella term used to categorise the fifth generation of wireless communication, offering networks that are 100 times faster than 4G, support 100 times more devices, and feature five times lower latency.
While 2G (second generation) wireless enabled texting capabilities, the 3G allowed mobile users to browse the internet at speeds previously only experienced with a desktop computer. 4G brought in a new economy of mobile applications.

According to a telecoms expert, Kehinde Aluko, although all the mobile network operators (MNOs) in Nigeria claim to have 4G capabilities, only about 44 per cent of Nigeria’s mobile subscribers are on 3G wireless, and paltry four per cent are using 4G services.

Aluko said a vast majority are still stuck on 2G, while over 40 million Nigerians living in the rural areas still have no direct access to the Internet.

He informed that operators have repeatedly accused the regulators, including the NCC and the Ministry of ICT, of not taking meaningful steps to address the infrastructure problems and other domestic issues like Right-of-Way, security, and multiple licence demands and taxes from state, in the industry.

From her perspective, a female subscriber and ICT guru, Ngozi Isiguzo, 5G technology comes with a unique architecture different from previous generations of wireless infrastructure. According to her, the infrastructure transits from traditional large cell towers stretched over long distances to a network of smaller cells sited more closely together.

She pointed out that to make that infrastructure change, a country like Nigeria will likely need an estimated close to a million new cell sites by 2025 to remain competitive in 5G.

However, the President of the National Association of Telecoms Subscribers of Nigeria (NATCOMS), Deolu Ogunbanjo, said the Minister’s claim of the country’s readiness is a good development.

Ogunbanjo said while there are still issues with 3G, 4G and the rest, “but I think the Minister wanted to spur the operators to action, and for Nigeria not to be left behind by other countries, who have started making efforts and getting ready to deploy.

The minister said: “Nigeria is ready for 5G network but preparation is key. We are ready, but need deployment; and before that we need pre-deployment and post-deployment.

“We are working to handle the challenges of pre-deployment but the approval has been given for the trial.
“Nigeria is not yet into the 5G network deliberately. Some of the telecom operators are ready to deploy the 5G network but the proposal was put on hold, so we can be productive and proactive.

“There could be potential challenges that could obstruct 5G network, which include regulations. You cannot just rush into it without preparing your ground,’’ he said.

He also said the Federal Government is engaging some security agencies like the National Intelligence Agency, the Economic and Financial Crimes Commission, the Nigeria Police, among others to ensure a seamless process, while establishing regulation on deploying the 5G network.

Oil prices on ebb tide as gloom gathers over global economy


[url=https://guardian.ng/business-services/bears-sustain-dominance-as-prices-of-major-stocks-dip/][/url]

Oil field
Oil prices fell on Monday, extending last week’s heavy losses, with traders fearing the global economic slowdown will weigh on future oil demand growth while pegging hopes for a rebound on progress in talks this week on ending the U.S.-China trade war.

Brent crude futures LCOc1 edged down 28 cents to 58.09 dollars a barrel by 0300 GMT, while U.S. West Texas Intermediate (WTI) crude CLc1 was at 52.64 dollars, down 17 cents.

Both contracts ended last week with a more-than-5 per cent decline after dismal manufacturing data from the United States and China, as the lingering row between the world’s top economies hurts global growth and raises the risk of recession.

U.S. and Chinese officials will meet in Washington on Oct. 10-11 in the next, much-anticipated fresh effort to work out a deal.
On the supply side, a faster-than-expected resumption in Saudi Arabia’s production after a Sept. 14 attack on key production facilities also exerted downward pressure on oil prices, although the Middle East remained tense.
“The macro headwinds outweigh supply concerns for oil now, despite tensions in the Middle East and a reduced spare capacity pillow,” said Stephen Innes, Asia Pacific market strategist at AxiCorp.

In Iraq, the second-largest producer among the Organization of the Petroleum Exporting Countries, deadly anti-government unrest is posing the biggest security and political challenge so far to Prime Minister Adel Abdul Mahdi’s year-old government.

Iraq’s oil exports of 3.43 million barrels per day (bpd) from Basra terminals could be disrupted if instability lasts for weeks, Ayham Kamel, Eurasia Group’s practice head for Middle East and North Africa, said in a note.
“Any oil production disruption would occur at a time when Saudi Arabia has lost a significant part of its energy system redundancies (spare capacity),” he said.

“While Saudi oil production is now close to 9.9 million bpd, it is not clear that the capacity is fully operational at 11.3 million bpd and the (attacked) Abqaiq facility has lost a significant part of its redundancy.”
Global supply also faces facility repair and maintenance pressures.

The Buzzard oil field in the British North Sea has been shut for pipe repair work, a spokesman from China’s CNOOC said on Friday.

Buzzard is the main contributor to the Forties crude stream, the largest of the five North Sea oil grades that underpin Brent crude futures.

Meanwhile Libya’s National Oil Corporation (NOC) said on Sunday it will close the Faregh oil field at Zueitina port for scheduled maintenance from Monday until Oct. 14.

Dollar steady, yuan firms as U.S.-China trade talks spur caution


[url=https://guardian.ng/business-services/bears-sustain-dominance-as-prices-of-major-stocks-dip/][/url]

The dollar found support on Tuesday while investors awaited the outcome from crucial Sino-U.S. trade talks in Washington, with many staying cautious as neither side has shown signs of giving ground at the negotiations.
The Chinese yuan firmed in onshore and offshore trade as Chinese financial markets reopened after a week-long holiday.
The Australian and New Zealand dollars, whose fortunes are often linked with global trade, edged higher as some investors reduced bearish bets.

Dealers warned this move could fade depending on the tone of the trade talks in Washington.
Hopes for a breakthrough are not high, but some investors are trying to scale back their positions, at least temporarily, because the outcome of the trade negotiations cannot be predicted.
“No-one can be confident about these talks, except our inclination has long been that the talks are more likely to disappoint than to please market expectations,” said Sean Callow, currency strategist at Westpac in Sydney.
“The U.S. and China are just too far apart on key issues,” he said, leaving only a very limited deal in prospect.
The dollar rose 0.14 per cent to 107.18 yen, approaching a one-week high reached on Monday.
Against a basket of currencies .DXY, the dollar steadied at 98.959.

In the onshore market, the yuan traded at 7.1263 per dollar, stronger than its previous close of 7.1480 on Sept. 30.
In the offshore market, the yuan gained around 0.1 per cent to 7.1257 per dollar.

Deputy-level meetings between U.S. and Chinese trade negotiators began in Washington on Monday, with little immediate signs of progress.

Top-level talks are scheduled to begin on Thursday, when Chinese Vice Premier Liu He meets U.S. Trade Representative Robert Lighthizer and Treasury Secretary Steven Mnuchin.

The talks are getting underway about a week before a scheduled increase in U.S. tariffs on 250 billion dollars worth of Chinese goods, to 30 per cent from 25 per cent.

U.S. President Donald Trump has said the tariff increase will take effect if no progress is made in the negotiations.
The United States on Monday added 28 Chinese public security bureaus and companies to a trade blacklist.

Masaru Ishibashi, joint general manager of the trading department at Sumitomo Mitsui Banking Corp in Tokyo, said the dollar is benefiting from “waning pessimism about the U.S. economy”.

“In addition, speculators are trying to lighten their positions related to the trade war, which is helping some commodity currencies,” he said. “The next move depends entirely on what the trade talks produce.”
The Australian dollar AUD=D3 rose 0.24 per cent to 0.6748 dollars, while the New Zealand dollar NZD=D3 advanced by 0.46 per cent at 0.6318 dollars.

The antipodean currencies have generally been on a downtrend since early September as weaker-than-expected economic indicators pointed to a need for more policy easing by Australia and New Zealand.

However, both the Aussie and the kiwi have moved up from recent lows, which dealers say is partly because some investors squared off positions before the trade talks.

The euro EUR=EBS held steady around 1.0975 dollars as the single currency slowly gets some distance from a 2-1/2 year low hit last week.

Sterling GBP=D3 last traded at 1.2296 dollar. The pound has been confined to a narrow range recently, but investors are growing increasingly concerned about a lack of progress between Britain and the European Union to agree on a Brexit withdrawal deal.

CBN’s lending to banks averages N96b in six months



Central Bank of Nigeria (CBN). Photo: LEGIT
The Standing Lending Facility (SLF) window of the Central Bank of Nigeria (CBN) was full of activity in the first half of 2019, as banks borrowed a daily average of N95.63 billion in 121 days of transactions, during the period.
 
Compared to the first half of 2018, the average daily volume of SLF was N57.36 billion in 123 transaction days, of which Intraday Liquidity Facility (ILF) conversion constituted N45.54 billion or 79.39 per cent of the total request. Consequently, the average daily interest income was N44.40 million.
 
The banks’ frequency at the window in 2019 reflected the impact of the prevailing liquidity conditions in the banking system during the period, as the apex bank sustained its tight monetary stance in the defense of naira and to tame inflation.


 
CBN standing facilities were available at the discount window for banks to meet up with their liquidity obligations by either borrowing from the SLF or deposit their excess funds at the Standing Deposit Facilities (SDF) windows at the end of each business day.
 
The trend in 2019 showed more recourse to the SLF in the first half, when compared with the corresponding period of 2018.
 
The Intraday Liquidity Facility (ILF) conversion constituted N35.5 billion or 37.12 per cent out of the average daily volume of SLF at N95.63 billion, while average daily interest income amounted to N66.87 million and in excess of N8billion when multiplied by 121 days of transactions.
 
The applicable rates, which were anchored on the Monetary Policy Rates (14 per cent), for the SLF and SDF, at 16 per cent and nine per cent, from January to March 25, 2019, respectively.
 
However, the applicable rates changed to 15.50 and 8.50 per cent from March 26 to June 2019, due to MPR adjustments to 13.5 per cent.
 
Similarly, patronage at the SDF window reflected an average daily amount of N67.64 billion for the 121 business days in the first half of 2019, representing a decrease from N88.3 billion for the 123 business days in the corresponding period of 2018.
 
Similarly, the average daily interest payments on the deposits decreased to N22.48 million in the review period and cumulatively in excess of N2.7 billion, from daily interest payments N30.43 million in the corresponding period of 2018, which cumulatively was in excess of N3.7 billion.
 
The decreased volume of transactions reflected in the review period, according to CBN, was due to the tight liquidity conditions in the banking system.
 
Also within the period, total monthly average value of transactions at the inter-bank funds market stood at N1.21 trillion, showing a significant increase of N489.03 billion or 68.29 per cent over N716.06 billion in the corresponding period of 2018.

An analysis of the transactions also showed that the inter-bank market instrument- Open-Buy-Back (OBB) at N1.13 trillion, accounted for 93.74 per cent, while the unsecured inter-bank call took up 6.26 per cent or N75.48 billion.
 
Conversely, in 2018, OBB accounted for N685.61 billion or 95.75 per cent, while the unsecured segment recorded N30.45 billion or 4.25 per cent.
 
The preference for OBB transactions in the review period was attributable to risk aversion by market participants, as there was low appetite for unsecured lending in the market.

Shareholders condemn N499b fine on 12 banks over loan breach


[url=https://guardian.ng/business-services/bears-sustain-dominance-as-prices-of-major-stocks-dip/][/url]

Capital market shareholders have condemned the N499 billion fines slammed on 12 commercial banks by the Central Bank of Nigeria (CBN), for breaching the regulator’s directive on lending to the real sector, insisting the move is capable of shrinking the banks’ earnings, and ultimately erode profitability and dividend payout.
The LDR policy is expected to push banks to increase lending to high-risk borrowers with the potential to incur heavy losses and higher non-performing loans (NPLs).
   
Besides, the investors stressed the need for banks to adhere strictly to policy directives from the regulators to avoid sanctions and penalties that may arise due to non-compliance.

   
Shareholders at the weekend also urged the apex bank to reconsider its stance to forestall negative effects on the stock market, since the banks belong to the services sector that provides for other areas of the economy.
   
They noted that the penalty came at a time banks are struggling to recover from the weak asset quality issues prevalent since 2016.
     
The shareholders pointed out that loan portfolio may become more delinquent if a number of beneficiaries cannot repay or pay back on the agreed terms and condition, as the macro-environment is still too fragile to support strong growth in lending
   
According to them, this is in addition to the bank’s rising NPL ratio currently put at ₦1.5trillion, representing 15 per cent rise when compared to N1.3 trillion posted in the industry in 2017.
   
The Chief Research Officer, Investdata Consulting, Ambrose Omodion, said net interest margins (NIMs) are likely to be depressed on banks’ reaction.

   
“We see this as a possible negative consequence of CBN’s latest push, as banks may be forced to re-price loans lower than the competition for scarce quality obligors. This implies weakness in NIMs, as well as the opportunity cost of relinquishing 50.0 per cent of the lending shortfall to the CBN, which can also negatively impact earnings.
 
“We expect that banks who have already been punished will be unwilling to get caught up in the storm again, as that will be a negative signal to investors.
We believe this development is largely negative for the banking sector, which has only just recovered from the weak asset quality issues prevalent since 2016.”


   
The Publicity Secretary, Independence Shareholders Association, Moses Igbrude, said the trend could shrink banks’ current liquidity, profitability, potential growth, and ultimately hamper equities investors’ dividends’ payout, especially for banks that do not have an appropriate framework to withstand risks.
   
“Fines or penalties are something that the Nigerian investors have learned how to live with because it has been reoccurring. There is no financial year that banks do not pay one fine or the other, but they will not listen to the voice of shareholders; N500 billion is not a small amount. 
   
“It will surely affect the payment of dividends one way or another. I appeal to the management of these banks to employ competent compliance officers, that way; all these incessant fines may be reduced.”
  
The President, Proactive Shareholders Association, Taiwo Oderinde, urged CBN to reconsider its position on the issue to avoid multiplier effect on the share prices in the stock market.
   
“It will affect their share prices, operation, dividend payout, and the capital market negatively among others. CBN should reduce the fine for the sake of the economy.”
   
The President, New Dimension Shareholders Association, Patrick Ajudua, said there is a need for banks to adhere strictly to policy instructions from their regulators, as failure to do so always attract severe punishment. 


   
“On the part of the regulators, there is a need to always administer fines and penalties with a human face, knowing full well the implications of such on shareholders’ investment in the banks. 

“We, therefore, call on the CBN, to as matter of urgency, review downward the above fine meted out to the 12 banks.”
   
CBN directed banks to maintain a minimum Loan-to-Deposit Ratio (LDR) of 60 per cent by September 30, 2019. The LDR was reviewed upwards from 58.5 per cent to 60 per cent with the banks informed to main the LDR till September end. The LDR has now been increased, and all deposit money banks (DMBs) are to now attain a minimum LDR of 65 per cent by December 31, 2019.
   
The CBN Governor, Godwin Emefiele, had earlier warned of a penalty if banks failed to attain the LDR by September end. 
   
“The CBN Director, Banking Supervision, Ahmad Abdullahi, had also stated in July, that “Failure to meet the above minimum LDR by the specified date shall result in a levy or additional Cash Reserve Requirement equal to 50% of the lending shortfall of the target.”
   
The LDR, which is being reviewed quarterly to improve lending to the real sector was 58.5 per cent as at May and now raised to 65 per cent for the last quarter of the year.
   
A CBN circular: “Regulatory Measures to Improve Lending to the Real Sector of the Nigerian Economy,” said to ramp up economic growth through investment in real sector, the CBN approved that all banks should maintain a minimum LDR of 60 per cent.

Stakeholders raise concern over poor metering for crude in Nigeria

[url=https://guardian.ng/business-services/bears-sustain-dominance-as-prices-of-major-stocks-dip/][/url]


[FILES] Prepaid meters
The Nigeria Extractive Industries Transparency Initiative (NEITI), and other stakeholders in the oil and gas sector, yesterday, in Abuja, insisted that inadequacy in the metering of crude oil production in the country could continue to affect the nation’s revenue.

Indeed, without urgent efforts to address the situation, the stakeholders believe the volume of oil stolen from the country may persist.
While some industry players admitted to the presence of metering in some cases, but they insisted that current installations fail to comply with extant regulations.

Identifying metering challenges as a major source of revenue loss in Nigeria’s petroleum and mining sectors, as previous NEITI audit report had quoted that as much as  $4.1billion have been lost to the gap, with about 106,861,842 million barrels of oil not adequately accounted for.

Speaking at a workshop on the development, Executive Secretary of NEITI, Waziri Adio, who was represented by NEITI’s Director of Communications, Dr. Orji Ogbonanya Orji, noted that against the practice in other oil-producing countries, Nigeria remained one of the few countries without adequate metering infrastructure for oil and gas.
“Stealing of Nigeria’s crude can be minimised if we know exactly what we produce, what we consume locally, and export internationally; and these have occurred over the years in NEITI’s audit reports,” Adio said.

He said the current figure of crude oil production in the country is only an estimate due to poor metering system.
“ We must have our independent way of assessing what we are producing as it exists in Saudi Arabia, Kuwait, Norway, and others, who do not have the kind of challenges we have,” he said.

Also speaking, the founding Executive Director, African Centre for Leadership, Strategy, and Development (Centre LSD), Dr. Otive Igbuzor, noted that effective hydrocarbon management is hinged on the fiscal regime, regulation, and metering Infrastructure, adding that the oil and gas industry is yet to get any of the three right. 

Igbuzor, also a member of the Nigeria Natural Resource Charter’s Expert Advisory Panel, said although the proposed Petroleum Industry Bill (PIB) promises to address the issues of fiscal regime and regulation, such elaborate arrangements might not be required to get metering right.

Presenting findings of a report commissioned by FOSTER in partnership with NEITI, member of the research team, Dr. Sunday Kanshio, indicated that oil firms are breaching provisions of the 1969 Petroleum Act of Nigeria, by failing to install meters at their wellhead.
 
He said: “There is a significant improvement in the 2016 DPR Procedure Guide for the Determination of Quantity and Quality Petroleum and Petroleum Products. There are still gaps in the DPR guidelines when benchmarked against guidelines from the countries surveyed. These gaps include measurement uncertainty, production allocation, movement of crude oil using a barge, and clarity on the measurement of refined products at refineries and jetties.”

‘Why investment in Nigeria’s oil, gas is elusive’


Oil rig
Says partnership key to addressing refineries, downstream infrastructure

With over N3 trillion yearly losses due to the non-passage of the Petroleum Industry Bills (PIBs), the Nigerian National Petroleum Corporation (NNPC), yesterday, in Abuja, blamed the dearth of investment in the sector on the prevailing situation.

Reaffirming that investors will not invest their money if they were not sure of how they are going to get their investment back, Group Managing Director of the NNPC, Mele Kyari, like other stakeholders, insisted that the legislation remained critical to the nation.

With an intention to accelerate Foreign Direct Investment (FDI), Kyari expressed the determination of the Federal Government to work with the National Assembly and all other stakeholders to pass the long-awaited petroleum legislation considered to be capable of providing a win-win scenario for all players in the oil and gas Industry.

The legislation, which has been elusive for over two decades aims at addressing key challenges in the nation’s oil and gas sector, especially governance, transparency, accountability, fiscal terms, host community issues and others.

In his presentation at the 25th anniversary edition of the Nigerian Economic Summit Group (NESG), with the theme: ‘Rethinking the Future of Extractives’ Kyari said: “Getting the petroleum legislation passed is the right thing to do because investors will not invest their money if they are not sure of how they are going to get their investment back, and what benefits they can get from their investment, and how stable the investment climate is.

 We must resolve the petroleum legislation and i’m aware that this administration is working assiduously to get the law passed within the shortest frame of time”.

With the country’s inability to take Final Investment Decisions (FIDs) on some critical projects, Kyari equally stressed the need for partnership to address the infrastructure gap, especially in the downstream sector.

For Nigeria to make the most of its petroleum resources, passage of the petroleum legislation was imperative, as the bill has the prospect to guarantee a robust fiscal regime, protect the environment, ensure development of host communities, ensure proper alignment with other sectors and encourage investors to expand their investments in Nigeria, Kyari said.

According to him, the petroleum law, when passed, would create a robust fiscal regime that will make the nation’s oil and gas industry competitive, adding that International Oil Companies (IOCs) in the country would be spurred to invest more in the petroleum sector.

Meanwhile, NNPC said in a statement that it will collaborate with the African Export-Import bank (Afreximbank) or any financial institution willing to finance its critical projects, especially refineries rehabilitation, downstream infrastructure, including pipelines.

Kyari, who hosted the Executive Vice President of Afreximbank, Amr Kamel, and other top officials of the bank said: “we have a number of financing needs, it depends on how much you are bringing to the table. We need support particularly in refineries rehabilitation, depot optimization and pipelines financing.”

Speaking earlier, Kamel said apart from financing of refineries rehabilitation and other downstream projects, he also expressed interest in participating in some other projects such as the Ajaokuta-Kaduna-Kano (AKK) pipeline system.

Governmentt urged to fix Calabar Port, facilitate trade in Eastern states

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Main entrance to Calabar Port, Cross Rivers State. PHOTO: SULAIMON SALAU
• Stakeholders seek dredging, rebate to attract more liners
The Federal Government has been urged to ensure a conducive atmosphere to further attract shipping lines and ultimately boost trade activities in the Eastern region of the country.
This is sequel to the successful berthing of MV Boreas at Ecomarine Terminal, Calabar Port, which had suffered low patronage of container liners due to draft limitations on the channel.
Currently, Calabar channel has a draft of 6.4 meters at high tide, but requires Nigeria Ports Authority (NPA), to complete the dredging to the advertised draft of 9.4 meters to attract regular and bigger tonnage.
The Managing Director, Hull Blyth Nigeria Limited, Christian Holm, said his company, which is the shipping agent to Marguisa Lines, owners of the containership, ”MN Boreas”, facilitated the visit of the ship to open up trade and business activities in the eastern ports.

Holm said this while addressing members of the House of Representatives ad-hoc committee investigating why Warri, Port Harcourt, Calabar, and Onne ports are not being put to maximal use.

“We are excited about the willingness of Marguisa Lines to invest in the port and in the new service, and all the new opportunities that opens up for trade and development in Calabar and beyond, now that the port is connected with a global container liner service,” he said.

The MN Boreas vessel is 116.23 meters long, gross tonnage of 6569, and net tonnage of 2874. Built in 2007, the vessel working for a Spain based Marguisa, came with both laden and empty containers and securely anchored at Ecomarine Terminals (ECM).

Holm, however, identified undeveloped infrastructure, shallow water drafts, poor road infrastructure and insecurity as factors hindering large vessels from calling the ports outside Lagos.

He noted that port complexes outside Lagos “have not been upgraded in accordance with modern seaborne trade. This relates especially to containerised trade, where the requirements for sizeable port container yards and related handling equipment are not met.”
He also said that water depth in rivers to the ports and alongside the quays have not been dredged or maintained, thereby giving rise to shallow drafts.

“The shallow drafts prevent access of average sized vessels to the ports, and shipping companies must instead deploy smaller tonnage, which cannot provide economic transportation to most shippers.

“Road infrastructure to connect the ports with the importers and exporters’ places of business lack maintenance, and may often be unmotorable. Delivery and distribution of shipping goods thus become uneconomic or even impossible,” he said.

He said the investment by Marguisa Lines, and the willingness of its customers to use the Calabar Port will be jeopardised “unless the above key issues are urgently addressed by the government.”
Also, the General Manager, Ecomarine Terminals, Diran Akorede, said the berthing of the ‘MN Boreas’ in Calabar signifies a milestone achieved through the strategic marketing by Ecomarine, a terminal concessionaire in Calabar port.
He said: “The berthing of the container vessel at our facility was the crowning moment of the several marketing efforts to attract a liner service to Calabar over the years.”

He acknowledged the purposeful partnership they have enjoyed with NPA over the years, “especially the commitment of the Managing Director of NPA, Ms Hadiza Bala Usman, who, from inception of her tenure has given priority attention to resolving some of the key challenges that have bedevilled the port.”

While emphasizing the need for her to ensure the completion of the dredging, Akorede said in preparation for receipt of container vessels, the terminal invested massively on container handling equipment from inception of the concession most of which have been idle ever since.

“As a port, our pact with Marguisa is to provide and ensure efficient service delivery, quick turnaround for their vessel and incentive scheme to support their voyage profitability. For us, the pact remains as long as the vessel continues to call our terminal,” he stated.

According to him, ECM Terminal is ready to receive more container vessels with its ultra-modern cargo handling equipment.

Maritime crime threatens Nigeria’s petroleum activities offshore
By Sulaimon Salau
09 October 2019   |   


PHOTO: VesselFinder

Oil and gas activities on Nigeria’s territorial waters are currently under threat as maritime crime continues unabated.

Some energy, security and maritime experts, who spoke at the ongoing Global Maritime Security Conference organised by Nigerian Maritime Administration and Safety Agency (NIMASA), in Abuja, said the spate of attack in the Gulf of Guinea was a dangerous signal for the petroleum sector, noting that any daring attack would be disastrous.

The energy specialists decried the spate of attacks on tanker vessels conveying petroleum products, while raising alarm on the criminal act of smuggling petroleum products through the high sea.

Security expert within the Corporate Security Division, Total Group, Gilles Chalancon, said as private oil and gas sector, the firm was concerned about maritime security.

“Last year we noticed more incidences on the waters, attacking tanker vessels. During the first quarter of 2019, we have also noticed increased firepower from the attackers showing that they are more coordinated and determined. The fact that they are showing more determination shows that we should also display more determination as well,” he said.

Total has more than 20 major assets offshore, alongside other oil and gas companies such as Chevron, Mobil, Shell, and Agip among others.

Chalancon said the oil and gas companies always implement prompt and appropriate responses, such as to defend and make the production platforms safe, but the arm response is not within their capability.
He said they were working to reduce human exposure and deploy a facility protection boat for a safer terrain.
He, therefore, said that the maritime security could be enhanced by sharing information and deployment of technology.

Chief Executive Officer, AO Blue Economy and Energy Consulting (AOBEEC), Adekola Oyenuga, said focus had always been on land and the treats were linked to the sea.

He suggested that cyber security must be ready to adopt strategies to attack them, adding that any assault on facilities would be disastrous.

Senior Analyst at Risk Intelligence, Denmark, Dirk Siebels, said in April 2019, some crews were kidnapped from product tanker that was later investigated for alleged involvement in fuel smuggling.

“As many of the criminal groups are also smuggling fuel from Nigeria to neighbouring countries, these activities are posing threat to the nations’ economy, especially as Nigeria relies on petroleum products.”

He said combating piracy is completely different from fighting smuggling, hence the need for actionable strategies.
He emphasised that there must be a coordinated effort, coupled with transparent legal regulations to enable legal operations on the sea, adding that operators should cooperate with security agencies to enforce the law.

Nigeria loses billions of dollars to illegal fishing yearly

By Joke Falaju, Abuja
09 October 2019   

[url=https://guardian.ng/business-services/bears-sustain-dominance-as-prices-of-major-stocks-dip/][/url]

Illegal fishing. SOURCE: Google

Country gets meagre 40 percent of fishes in the ocean

Nigeria may be losing billions of dollars to illegal fishing yearly following the unabated fraudulent activities of poachers on the nation territorial waters.

Nigerian ship owners are worried that they only take 40 percent of what they should be getting while 60 percent is lost to illegal and irresponsible fishing.

The Chairperson of Ship Owners Association of Nigeria, Margaret Orakwusi who expressed concerns said the activities have been going on for long stating that these poachers steal the fishes in the water in a very irresponsible way.

Margaret in a chat with newsmen at the ongoing Global Maritime security conference on Tuesday, in Abuja, said these poachers have nothing at stake in the waters as they find markets for these products running into billions of dollars yearly.

She wondered why such fraudulent activities are going on and why it is being encouraged.

“If the pirates are winning the war at sea, then how do we sit back and allow these poachers sell their products and that is what we are trying to advocate.

“Where are they selling the stolen products? Where are they finding the markets for the products and what banking institutions do they use that they are not being accused of money laundering?

“Because for us who do it the right way, you have to get your payment into your domiciliary account, you have to tell the history of the fund. It is an international conspiracy; if we are not able to face these poachers in the high sea, we should be able to force the financial institutions to be more prudent and ask questions, we have the law of money laundering all over the world.

“Where are the markets, the markets are in Europe, Asia and we have boldly accused them of coming into our waters and poaching in our resources in the most irresponsible manner.

“They are stealing from this generation and generations unborn. Fishes are not cheap such as Lobsters, Prawn, Sea Cucumber. We must build capacities to arrest these poachers because poaching is all over Africa,” she said.
Orakusi said her crew periodically tests everything in the river such as analyzing and certified free from all source of substance.

She said they do compliance by analyzing the water, date and make sure they freeze and undergo in-house testing by the Nigerian Fishery Lab and then certify their products.

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Quote:On Tuesday, President Muhammadu Buhari presented the 2020 appropriation bill of N10.33 trillion to the national assembly.

The appropriation bill also comprises statutory transfers of N556.7 billion, non-debt recurrent expenditure of N4.88 trillion and N2.14 trillion of capital expenditure.

We bring you key other highlights of the budget below:


WORKS GETS LION SHARE, NIGER DELTA MINISTRY GETS LEAST

The ministry of works and housing got the highest allocation among the ministries with N262 billion, followed by ministry of power which has N127 billion, and transportation with N123 billion.

The social investment programmes including the N-Power scheme and the school-feeding initiative among others got N30 billion while the ministry of Niger Delta affairs got least allocation with N24 billion (this is, however, aside the N62 billion budgeted for the amnesty programme). You can check out other MDAs allocations here .


CAPITAL PROJECTS GET N2.46TRN

Buhari said the federal government hopes to spend a total of N2.46trn on capital projects during the 2020 fiscal year, inclusive of N318.06 billion in statutory transfers.

“Although the 2020 capital budget is N721.33 billion (or 23 percent) lower than the 2019 budget provision of N3.18 trillion, it is still higher than the actual and projected capital expenditure outturns for both the 2018 and 2019 fiscal years, respectively,” he said.


PRIORITY FOR ONGOING PROJECTS

The president said the emphasis of the 2020 budget will be the completion of “as many ongoing projects as possible”, rather than commencing new ones.

“MDAs have not been allowed to admit new projects into their capital budget for 2020, unless adequate provision has been made for the completion of ALL ongoing projects,” he said.
“Accordingly, we have rolled over capital projects that are not likely to be fully funded by the end of 2019 into the 2020 Budget. We are aware that the National Assembly shares our view that these projects should be prioritised and given adequate funding in the 2020 Appropriation Act.”


ESTIMATES BASED ON VAT INCREASE, OVERHEAD COSTS AT N426.6BN

The 2020 appropriation bill is proposed based on the planned increase of the VAT rate from 5% to 7.5%, while the overhead costs are projected at N426.6 billion.

Buhari said the additional revenues will be used to fund health, education and infrastructure programmes, with 85 percent going to states and local governments.

“Additionally, our proposals also raise the threshold for VAT registration to N25 million in turnover per annum, such that the revenue authorities can focus their compliance efforts on larger businesses,” Buhari said, adding that this is to enable proper growth of MSMEs.”


FISH, YAM AND BREAD AMONG ITEMS EXEMPTED FROM VAT

Buhari said some of the items which will be exempted from the VAT, in addition to the pharmaceuticals, educational items, and basic commodities already excluded by the VAT act, include brown and white bread, cereals, fish of all kinds, flour and starch meals.

Others are fruits, vegetables, roots (yams etc), herbs. salt, milk, meat and water.


BUDGET DEFICIT OF N2.18TRN, GDP GROWTH RATE AT 2.93% AND N2.45TRN FOR DEBT SERVICE

The appropriation bill further proposes a budget deficit of N2.18 trillion in 2020, including drawdowns on project-tied loans and the related capital expenditure.

“This represents 1.52 percent of estimated GDP, well below the 3 percent threshold set by the Fiscal Responsibility Act of 2007, and in line with the ERGP target of 1.96 percent,” the president said.

The president also said the federal government is setting aside N2.45 trillion for debt service during the 2020 fiscal year, out of which 71 percent is to service domestic debt which accounts for about 68 percent of the total debt.

He said there is an expected GDP growth of 2.93% in 2020, “driven largely by non-oil output, as economic diversification accelerates” with inflation expected to remain slightly above single digits in 2020.


MDAS PROHIBITED FROM SETTING UP NEW LIASON OFFICES

Buhari said he has directed the stoppage of the salary of any federal government staff that is not captured on the Integrated Payroll and Personnel Information System (IPPIS) platform by the end of October 2019.

The current administration had introduced the platform to help manage personnel costs among other reasons.

He added that the proliferation of zonal, state and liaison offices by MDAs will no longer be tolerated as part of efforts to “sustain our efforts in managing personnel costs.”

“All agencies must obtain the necessary approvals before embarking on any fresh recruitment and any contraventions of these directives shall attract severe sanctions,” he added.

https://www.thecable.ng/yam-egg-milk-fish-now-exempted-from-vat-highlights-of-2020-budget

Jigawa is the dirtiest state in north-west - Minister of Water Resources, Suleiman Adamu






Suleiman Adamu, the Minister of Water Resources has described Jigawa state where he is from as the dirtiest in the North-West region of Nigeria. 
 
Speaking during his visit to Governor Muhammad Badaru at the state government house in Dutse, Suleiman said Jigawa has failed in the area of sanitation and hygiene and its Governor needs to declare a state of emergency over it. 
 
The state however got commendation from the Minister for providing clean water to 86.8% of its indigenes. 
 

Quote:“Even though I come from Jigawa, we have to tell ourselves the truth that Jigawa State has failed woefully in terms of sanitation and hygiene,” he said.
“That is why it is the worst in the entire north-west region and one of the worst in the country.”

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Nigerian lady, Jumoke Ayedun arrested for duping an elderly woman in U.S.






A Nigerian woman identified as Jumoke Monsurat Ayedun has been arrested in New Jersey, United States after she scammed an elderly woman of $17,000.  
 
Using the old 419 trick, Ayedun had told the woman, who later became her victim, that the victim was eligible for a grant of $75,000 from the United Nations Democracy Fund Program. The Smith County Sheriff’s Office said the victim, based in Smith County, Texas sent Ayedun $17,000 in total, to access the $75,000 from a fake UN Fund.  
 
The victim later talked to a family member, who told her it was a scam. The police waded in.  According to the sheriff’s office, the victim told officials a person using a fake Facebook contacted her saying they were a family member.  
 
The victim began to talk to the scammer after seeing a picture of another family member of the victim. The Smith County Sheriff’s Office began to investigate the case and tracked down the suspect through the bank account number used by the suspect during the transactions.  
 
Investigator John Partlow determined the suspect as 29-year-old Jumoke Monsurat Ayedun, a Nigerian living in New Jersey on a visa. Partlow obtained a passport picture of Ayedun and determined she was the same person as the suspect seen on an ATM video removing money from the account. Parlow also determined Ayedun had been receiving payments into her account from various sources such as Venmo, Zellepay and personal checks.  
 
Partlow helped to freeze Ayedun’s account to possibly make money available to the victim.  A warrant for Ayedun’s arrest was issued in September. Her bond was set at $1 million. Ayedun was arrested Monday, October 7th by police in Teaneck, New Jersey. She is currently in the Bergen County Jail awaiting extradition.

Policeman allegedly shoots his beautiful girlfriend dead before taking his own life






A 27-year-old South African lady identified as  DJ Khanyi Ntanga has been found dead after being shot by her boyfriend, 37-year-old Rustenburg police Constable Sello Tshukudu who also killed himself. 
 
The North West police said the couple were found dead in their apartment at Rustenburg in an apparent murder suicide scene. 
 

 
Police Spokesperson Captain Sam Tselanyane who confirmed the incident in a press conference on Tuesday October 8, said they were called to a shooting incident in Boitekong on Sunday October 6. 
 

 
According to Tselanyane, Ntanga was found with a gunshot wound to her head alongside her boyfriend. The police has reportedly opened an investigation into the incident. 
 

Quote:"He had a bullet wound to the head and was lying in a pool of blood," said Tselenyane.

by

Men spotted fighting a traffic warden (video)






A viral video making rounds online captured moment two yet-be-identified men got into a fight with a traffic warden. 
 
Though there is no time stamp or location on the video, the fight was stopped by the traffic warden's colleagues. 
 
Here is the video below; 
 


by Lin

UNILAG suspends another lecturer over BBC sex scandal documentary






The University of Lagos, has suspended another lecturer, Dr Samuel Oladipo, of the Department of Economics, Faculty of Social Sciences, after he was also indicted in the Sex for Grade documentary produced by the British Broadcasting Corporation BBC.
 

 
Oladipo was caught on tape pressuring journalist, Kiki Mordi, who posed as a female student, for sex. Oladipo in the video, asked Kiki to go on dates with him, teased her about her breasts and even took her to the famous ''Cold room'' where other lecturers bring female students for pleasure.


The Principal Assistant Registrar, Communication Unit, UNILAG, Taiwo Oloyede, who made Oladipo's suspension public, said it was ratified on Tuesday October 8th.
 
The University on Monday October 7th, suspended a lecturer,  Dr Boniface Igbeneghu, of the Department of European Languages and Integrated Studies, Faculty of Arts, after he was also caught on tape sexually harassing the female journalist who posed as a 17-year-old seeking his help for an admission into the University.
 
 
 

by Li

Obese man who calls himself 'big cuddly bear 'raped a woman he met on dating site after she rejected him for being too fat' (Photos)






An obese man raped a woman in her own home when she rejected his advances because he was so much fatter than the photos on his dating profile implied, a court heard.
 
44-year-old Christopher Schubert, who described himself as a 'big cuddly bear looking for his mate' on Match.com exchanged chat messages with a woman in January 2018 before the pair then agreed to meet at her home.
 
But when he arrived she thought: 'S***, you're huge', Oxford Crown Court heard she told police. 

After the departure of Schubert the next morning,  the alleged victim reported to police that her guest sexually assaulted and raped her after she invited him in for a cup of tea.
 
A medical examination on the woman, who cannot be named for legal reasons, showed 'lacerations and abrasions' which were consistent with 'rough' sex, the jury heard.

Daily Mail reported that the incident occurred on January 30, 2018. The pair were said to have had an exchange of messages on Match.com, before Schubert visited the home of the complainant, a separated mother, in Oxfordshire. 

She told officers: 'When he arrived, obviously I knew straight away that he didn't look like he did in his profile picture.

To be honest with you, I thought: "S***, you're huge. You're absolutely huge".
 
'I had already said we were not going to have sex. You end up getting to know someone over a cup of tea and I invited him in to be sociable. I thought he was going to have a cup of tea and chat.'

The complainant admitted that she and Schubert discussed sleeping in the same bed when he comes to her house, but said nothing would happen and that she would wear her pyjamas.

The woman added: 'Given his size, we would not have fitted comfortably in the same bed.
'There is personal space and there is personal space. Even if I had a king size bed...I'd have no personal space at all. I'd have nowhere to go.
 
There had already been a conversation. He had invited me over to his and he had a king size bed. 
'I said to him that if I felt comfortable I'd sleep in a king size bed, but I'd have my personal space. When he arrived and I saw his size I just thought: "There is absolutely no way".
 
'I said I did not know he was as big as what he was. Literally. It doesn't stop me liking someone because of his size but it was never my intention to sleep with him.'

Yesterday at Oxford Crown Court, Mr.  Schubert denied two counts of rape and two counts of sexual assault by penetration.
 
During police interview, jurors were told Schubert claimed the sex was consensual. Oxford Crown Court heard that the ordeal caused 'excruciating' pain for the woman and that the sex was not consensual.
 
Charles Ward-Jackson, prosecuting, said: 'This is a case about a woman who was raped and sexually assaulted in her own home by a man she had just met on an internet dating site, that man being Schubert.'
 
The trial continues.


 

The All Progressives Congress (APC) has lauded the commitments of both the executive and legislative arms to ensure budget passage is returned to January-December cycle.

The ruling party however, made a veiled reference to the 8th National Assembly co-led by Senator Bukola Saraki and Rep Yakubu Dogara.

APC observed that the conduct of the 9th Legislature during the presentation was a “departure from the usual tensed and adversarial atmosphere of the previous four years.”, Daily Post reports.

Lanre Issa-Onilu, APC National Publicity Secretary, in a statement noted that with the early presentation by the President, the lawmakers have close to three months to consider and pass the budget.

It read: “The proposed 2020 budget is targeted at consolidating on the gains the current administration has made in revamping our power, rail and road infrastructure; diversification and retooling the economy; social intervention programmes targeted at the poor; fight against emerging crimes, insurgency and rehabilitation, rebuilding of the North East particularly through the newly-established North East Development Commission, among other critical interventions.

“According to the President in his budget speech, tagged “Budget of sustaining growth and job creation”, there is a renewed government’s commitment to plugging revenue leakage with the continued strict implementation of the Treasury Single Account (TSA).
“We congratulate the leaders of the two chambers of the 9th National Assembly, Senate President Ahmed Lawan and Speaker of the House of Representatives, Rt. Hon. Femi Gbajabiamila for creating a convivial environment for the budget presentation exercise,.

“The Party is confident that the patriotic disposition of the leaders and members of the 9th National Assembly would ensure a cordial relationship with the executive arm, which would surely translate to good governance and proper implementation of the administration’s Next Level plans for Nigerians.”

http://www.politico.ng/2020-budget-apc-mocks-saraki-dogara-says-era-of-adversarial-atmosphere-gone/

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RHAPSODY OF REALITIES

WEDNESDAY, 9TH OCTOBER.

A GOSPEL OF LIFE AND RIGHTEOUSNESS

For I am not ashamed of the gospel of Christ: for it is the power of God unto salvation to everyone that believeth; to the Jew first, and also to the Greek. For therein is the righteousness of God revealed from faith to faith… (Romans 1:16-17)

From our opening scripture, we observe that the Gospel of Jesus Christ is the power of God to bring sinners out of sin, into the life of righteousness. His righteousness is revealed in the Gospel.

Therefore, there’s no other way for man to be ushered into, learn about, receive, or understand the righteousness of God outside the Gospel.

Thus, the Gospel of Jesus Christ is the Gospel of righteousness. What is righteousness? It’s the nature of God, which you received at the New Birth, and it’s one of the cardinal gifts of God (Romans 5:17). Furthermore, the Bible tells us that through the Gospel, life and immortality have been brought to light (2 Timothy 1:10). What kind of life is it referring to? It’s eternal life, the God-life.

1 John 5:11-12 says, “…and this life is in his Son. He that hath the Son hath life….” This transcendent life, with the gift of righteousness, was imparted to you in Christ, through the Gospel. According to the Scriptures, you’ve passed from death to life, from mortality into immortality, from age into agelessness. How profound this is!

Eternal life is the life with agelessness. Age makes the body grow old, weak and die. But because of eternal life, your strength is renewed day by day; you’re growing, but not ageing. It’s part of the glorious impact and blessings of the life of Christ in you. Hallelujah!

CONFESSION

I’m the righteousness of God in Christ Jesus and I have the life of God in me. My spirit, soul and body are vitalized through and through by the power and effect of righteousness and the fullness of the God-life that I’ve received through the Gospel. I’m walking in the reality of my divine heritage in Christ, conscious of His grace and awesome presence in my life, in Jesus’ Name. Amen.

FURTHER STUDY

1 John 5:11-12 NIV; Romans 1:16-17 NKJV; John 3:36
1 YEAR BIBLE READING PLAN:
Colossians 2:6-23; Isaiah 48-49

2 YEAR BIBLE READING PLAN:
John 4:43-54; 1 Kings 15





#TALKINGSESSION

9TH OCTOBER.

Dear Heavenly Father, I thank You for the revelation of Your Word to me; my life is improved! I am a partaker of the divine nature. I live in the fullness of the blessings of the Gospel of Christ.

I am joined to the Lord and that makes me impregnable and more than a conqueror. I am a victor for life, for You've granted me the grace to reign in life and live for Your glory. Hallelujah! Righteousness and goodness are the hallmarks of my life; therefore, I do righteousness and walk in Your perfect will today, and always.

I am gracious and kind, even as You are gracious and kind. I esteem my brothers and sisters in Christ highly, because the love of Christ in me compels me to do so. The kindness of the Spirit of God is seen in my communication, attitude, and character. My life is fruitful and productive, in Jesus’ Name. Amen.


God bless you

Quote:Following national discourse on rotational presidency and statements from certain quarters in the north, especially the political elites, fears of a renege on the hitherto, “Gentleman’s Agreement”, seems to be rife.

In an exclusive interview with the National President Of The Arewa Youth Consultative Forum, Yerima Shettima, he told Independent that the north is of the feeling that the rotational presidency issue should be jettisoned.
Shettima who asked if the rotational presidency issue is constitutional stated that, “As you may know, time and event, changes a lot of things. Naturally, you will agree with me that we are practicing democracy and you will also agree with me that the North has faced a lot of challenges and as such, you cannot leave your house in hunger and take the little you have and give it out.

“So, we will ensure we lobby and work with progressive Nigerians towards this, considering the fact that we are faced with a lot of challenges; insecurity, unemployment rate is high and so many things were not done.

The entire government and administration of
President Muhammadu Buhari, favours the Southwest and other parts of the South. The North has nothing to show for it. So, you should not have expected that the North will just fold its hands and allow things to just go like that and allow this opportunity slip off our hands. No, it is not right.

Asked if this new decision by the northern elites will not cause a rift between President Buhari and his bosom friend, Asiwaju Bola Ahmed Tinubu whom a lot of nigerians believe will be considered as the next President of Nigeria, the President of the Arewa Youth Consultative Forum retorted; “Asiwaju is even the last person that the North will even consider.

According to report shared by Sapele Oghenek,a girl was raped and killed close in Benin by unknown people.Her corpse was dumped in the bush.Below is what Oghenek shared in pidgin....

'Report reach us all the way from Benin say dem raped and killed one girl for Second Ugbor close to Abuja Quarters for Uniben, for Benin City today. During searching of the girl bag, dem see Codine, Condom, powder and Carotune crime inside her purse. According to reports, na for bush dem for found her body. Who carry waka Fucky Fucky waka this period, na carry die fit be the portion. Na her pictures dey attached to this update so rated 18+'

Source: http://www.trezzyhelm.com/2019/10/lady-rapedkilled-and-dumped-in-bush-by.html?m=1

Quote:Thefamousnaija previously reported about Edo pastor, Eranto Eranto who was on the run after impregnating a 15-year-old girl, his church member.

He aborted the pregnancy with the help of his sister.

Now here is an update by BBI CEO, Harrison Gwamnishu after the young pastor was caught.

Pastor Marvelous Odalo (Eranto Eranto) admitted on many occasions, he sexually abused 15-year-old church member and impregnated her, later took her to Ekpoma where illegal abortion was carried out.

He will be charge to court before the weekend.

https://www.instagram.com/p/B3WNGLMnZh9/?igshid=rr3xe2q8emf1

http://www.thefamousnaija.com/2019/10/video-meet-pastor-marvelous-odalo.html?m=1

Fans and viewers accused Big Brother Naija organizers of "robbing" Omashola out of the Arena Games money he should have won and giving it to Mike instead. Gistmore reports

BBNaija shares Bet9ja arena game weekly record which proved Mike won.

Recall Mike won overall Bet9ja Arena Games with 2 million Naira prize.

Gist from Gistmore
http://gistmore.com/bbnaija-shares-bet9ja-arena-game-weekly-record-which-proved-mike-won

This is not a beach and not to be mistaken for a relaxation area in any way. This is Jankara Shopping area in Idumagbo, Lagos Island. For those who are not used to this place, we will try to give a brief of this area. Jankara can be accessed from different directions, for example, if you are coming from 3rd Mainland, before getting to Obalende, you can come in via Adeniji Adele, from Adeniji to Jankara is about 5mins walking distance, for those coming in via CMS, Tinubu area as well, you can drive and enter from Tom-Jones area, just a walking distance of 5-7mins will lead you to Jankara.

Jankara is an urban area in Lagos Island, it has close boundaries with popular Lagos markets like Oluwole, Balogun, Adeniji Adele, it is also very close to the Oba of Lagos Palace popularly called "Olowo Eko". Jankara is home to traders and also to business owners, Jankara house many business ventures, for example, those selling mobile phone accessories have a shop in this place popularly called Plaza, also Jankara has a school close to this market called King-Ado Secondary School, A Police Station is also sited close by as well which makes the place a reasonable place for business and for other transactions.

As good as this place might look on paper and on description, people living and doing business here may likely be battling with skin infection diseases if they were to be examined properly especially the students who use this road daily.



Its being 2 years since the drainage of Jankara have refused to flow and after series of outcry to the state government, the local government and all those in the helms of affairs, nothing has been done to this menace. The traders have resorted to fate as they all have rain boots, on a normal day, when it's not raining and everywhere is dry, Jankara is a beach on its own. AutoReportNG was at Jankara over the weekend for some transaction and we are surprised that despite being a sunny afternoon, the water in this place have refused to go away, in fact, the drainages were blocked right from the main road to the inner corners of the street up to Adenji area where they sell electrical and lighting items.

We spoke to some of the traders over what has been done and if they had informed the state government, they all burst into laughs and said they are even tired of writing letters and calling the government out on social media because they won't do anything. One of the traders said, I have been to Alausa and we have shown them pictures and videos of this place but nothing was forthcoming, as you can see, we all have bought rain boots, we can't sleep at home, we have to come to shop and hustle for our daily bread, we hope one of these days, God will touch their hearts and remember us at Jankara Markets.



AutoReportNG went round to see what the problem is and why has the water refused to flow and we note some observations...

1. The main drainage was blocked and can't flow: There is main drainage close to the police station that all waters pass through, we noticed that the gutter was filled to the brim and refused to flow, also we noticed that sand were much in this gutter which makes it difficult for free flow. The way the drainage systems are now, the water flows backwards instead of forward, considering the fact that the drainage is blocked.

2. The traders sell on the gutter: When the road was constructed, the contractor was kind enough to make some drainages but trust Lagosians to make use of every available space for business, the traders have hijacked the space meant for drainage and converted them to shops.

3. Most buildings were constructed on drainages which is one of the causes of this flood.

We hope the Lagos State Government can come and access this place and find ways to help the traders and residents of this area.

These are some of the photos we can capture, we can't capture much as the water was itchy to the skin.










Source:
https://www.autoreportng.com/2019/10/this-is-jankara-market-in-lagos-island.html

'Legs that match the assets' - Heavily endowed Tanzanian model, Sanchi showcases her backside (Photos)






Heavily endowed Tanzanian model, Sanchi, took to Instagram to showcase her massive backside in new photos she shared to her page. She captioned the post: 'Legs that match the assets' 
 
See full photos below.

 
 



 

Body of notorious kidnap gang leader 'Bobby Devil' gunned down by police in Rivers state (photo)






Notorious kidnap kingpin, Linus Lebari popularly known ‘Bobby Devil' was gunned down by officers of the Bori Police Station in Rivers State, led by the DPO, at about 8.16 pm on Sunday night. read previous story here
 
The suspected notorius kidnapper, who is from Tekon Sogho in Khana Local Government Area of Rivers State had been on the wanted list of the Police.
 

 
He was killed during a shoot out with policemen.

Nicki Minaj speaks out on the death of Joshua Brown who was killed after he testified against Botham Jean's killer, Amber Guyger






Botham Jean's neighbour who testified against Amber Guyger was recently killed in a drive-by shooting and Nicki Minaj has reacted to this by calling out the Jean family.
 
Joshua Brown was a key witness in the murder of Botham Jean and he took to the witness stand to narrate what happened when ex-Dallas cop Amber Guyger gained access to Botham Jean's house, claiming she thought it was her apartment, and shot him dead.
 
After Guyger was sentenced to 10 years in jail, Joshua Brown was killed in a drive-by shooting by unknown gunmen who are still at large.
 
Dallas police responded to a call for a shooting at the Atera Apartments complex around 10:30 p.m. Friday, October 4, police told CNN. When they arrived the scene, they saw Brown lying on the ground of the apartment parking lot with multiple gunshot wounds. He was transported to Parkland Memorial Hospital, where he died from his injuries, according to a statement from Dallas police.
 
Witnesses told police they heard several gunshots and saw a silver, four-door sedan speed out of the parking lot, police said.
 
Reacting to the shooting, web users suggested Brown's death was not an accident and most likely had something to do with him testifying against Guyger. They called out Botham's family for forgiving and hugging Guyger in court, meanwhile, Joshua Brown's life was taken for standing up for Botham.
 
A Twitter user reacted to Brown's death, writing: "Man sacrificed his life fkn w/ tht witness stand & Bothem family was all in the courtroom suckin Guyger’s dick. I hate this entire situation."
 
And Nicki Minaj replied, writing: "I wonder if they were hugging on him after he got off that stand the way they were all boo hoo cryin, hugging on the murderer. Talk about a slap in the face. Go hug on his fatherless child now. He should’ve let y’all suffer & minded his business. This is heartbreaking. RIP."
 

Groom robs bank a day before wedding to pay for his fiancee’s ring and their venue (photo)









A man from Texas robbed a bank the day before his wedding to pay for his fiancee’s ring and the cost of the venue for their ceremony. 
 
Trinity County Sheriff, Woody Wallace said on Facebook that Heath Bumpous, 36, of Crockett, about 120 miles north of Houston, robbed the Citizens State Bank in nearby Groveton on Friday morning (Oct.4).
 
According to Wallace, the suspect provided a full confession to the police that he robbed the local bank. 
 
When he entered the local bank, he indicated that he had a weapon and demanded money. Wallace said Bumpous then left with the stolen cash, drove down dirt and forest service roads when he got a call from his fiancee, whom he was to marry the next day. 
 
His fiancee was shocked after she saw the surveillance video of her husband-to-be robbing the bank that police had posted on Facebook.
 
After some discussion, Wallace said the fiancee was able to persuade Bumpous to turn himself in and soon after, he confessed to authorities in Houston.
 
“He basically stated he was getting married tomorrow, he didn't have enough money for the wedding ring he wanted to buy and he needed to pay for the wedding venue,” Wallace said.
 
The sheriff also confirmed that his team recovered most of the stolen money and the wedding scheduled for Saturday, didn't happen.
 
Bumpous, who is being charged with robbery is currently held at the Trinity County Jail. 
 

The Economic and Financial Crimes Commission, EFCC, Ibadan zonal office, on Monday, October 7, 2019, arrested 17 suspected internet fraudsters among whom were five who claimed to be students of the Federal Polytechnic, Ado Ekiti. The suspects were arrested in Ado-Ekiti, the Ekiti State capital, following meticulous consideration of intelligence reports detailing their alleged involvement in internet fraud and other related offenses.
.
The suspects will be charged to court as soon as investigations are concluded.

See more; http://graygist.com/2019/10/08/efcc-arrests-five-undergraduates-12-others-for-alleged-internet-fraud

The Nigerian music industry has yet again suffered another great loss with the death of “Ma bebe” crooner, #SkyB.

The ace musician was found unconscious in the early hours of today at his residence in Owerri, ImoState.

Sources claimed he was rushed to the Federal Medical Centre, Owerri, where he was confirmed dead. It was later revealed that he had suffered a heart attack.

Gist from Gistmore
http://gistmore.com/nigerian-veteran-musician-skyb-is-dead

The Bbnaija winner 2019, Mercy Eke popularly known as Lamborghini who was awarded a brand new SUV of Innoson motors.

The Lambo girl has been made the brand ambassador of Innoson motors.

Watch video:


https://www.youtube.com/watch?v=MTg1t8YkjNY

https://www.instagram.com/p/B3W68mbAPCb/?utm_source=ig_web_copy_link

President Muhammadu Buhari presents the 2020 Appropriation budget to the joint session of the National Assembly on Tuesday.

The annual budget presentation which is always performed by the President makes the Parliament appropriate and approve allocations to the sectors of the economy as envisaged by the executive.

The Nigeria Senate on Thursday last week passed into law the Medium Term Expenditure Framework (MTEF) for 2020 – 2023 to the tune of N10.727 trillion passed into law.

However, Constitutionally, the MTEF is the basis with which annual budget is prepared by the Executive. It, therefore, means that today’s presentation of 2020 budget is in consonance with the laid down procedures of how the nation’s financial structure is laid.

Meanwhile, Today’s presentation of the 2020 budget by President Muhammadu is coming four months into the implementation of the 2019 budget.

It is ridiculous with the level of implementation of the last year which is sacrosanct continues to agitate the minds of some political analysts as well as financial experts.


Source: https://dailytells.com.ng/2019/10/08/buhari-presents-2020-budget-presentation/

Quote:



Aspiring musician and student of Ambrose Alli University , Ekpoma , Efosa Osayande , speaks on his recent encounter with some operatives of the Federal Special Anti -Robbery Squad of the Nigeria Police Force, in this interview with ENIOLA AKINKUOTU


You made a social media post about your head being shaved by some FSARS operatives . Can you tell us how it happe ned ?

I was travelling in a commercial bus , on my way to school from Benin City last Friday , when some men of the Federal Special Anti - Robbery Squad halted my journey . I was travelling in company with my friend , Washington . One of the policemen looked into the vehicle and stared at the passengers . Immediately the policeman spotted us, he said he must shave our heads . He ordered the bus driver to park on one side of the road .


What were the other passengers doing when this was happening ?

Everyone was begging the policeman , but he did not listen . He raised his rifle, pointed it at us and threatened to shoot if we failed to keep quiet. He ordered Washington and I to get out of the vehicle and walk ahead of him .

The policeman told the driver to wait for us, promising that the shaving would be quick. As we were walking , another policeman told us to cross to the other side of the road and asked us to sit on the ground. He took a razor from a nearby tree and started to shave my friend ’s head .

While this was going on , the bus driver walked up to a police patrol van and appealed to their leader to prevail on his men to stop . Although the latter asked his men to leave us alone, they refused . After shaving my friend ’s head , they went on to shave mine , injuring my scalp in the process .

What kind of hairstyle d id you have?

My hair was just a little rough , but my friend wore dreadlocks .

What was the reason they gave for shaving your head?

They didn’ t give any reason. They just said they wanted to do it .

When exactly did this happen?

It happened on Friday , October 4 , 2019 , around 11 am.

Did you see the inscription on their patrol van ?

I didn’t get a clear view of the van , but I saw Federal SARS written on their uniforms .

We re they all in uniforms ?

Yes, they were .

Were you able to see their name tags ?

Unfortunately I wasn’ t able to see their name tags .


How many policemen were they ?

I saw three policemen . One of them shaved our heads. The second policeman was the one who stopped our vehicle , while the third policeman sat in the patrol van .


Can you recall the exact spot where the incident occurred ?

I cannot say for sure , but the spot was a few kilometres away from a Jehovah Witness camp , on the road to Ekpoma .


Did they a ccuse both of you of being cultists?

No , they didn’ t . They didn’ t even say they wanted to check our cell phones or accuse us of being ‘ Yahoo’ boys ( fraudsters) . They just said they wanted to shave our heads .


Why didn ’ t you resist the policemen ?


The way they pointed their guns at us was scary enough. I didn’ t want any kind of mistake to happen ?

H ave you reported the matter to the police ?
I am scared of reporting to the police because I don’ t know what their reaction will be . I have a feeling that they will just sweep the matter under the carpet .


Have you been threatened in the past because of your hairstyle ?

Yes. There was a time when some policemen ordered me out of a vehicle and searched my cell phone . Although they couldn’ t find anything incriminating on my phone , they still went on to call me a ‘yahoo boy ’ . When I tried to explain, they said I should keep quiet and kept calling me a fraudster .

I told them that I was a musician and they could call my mum to confirm, but they refused to allow me to make any phone call . Instead , they told me to follow them to their station. This is the second time that I have suffered in the hands of the police .


A re you truly a student of Ambose Alli University ?

I am a 100 level student of Health Science in the university .


Will you grow your hair again or just remain on low cut ?

I will grow the hair , but I will do away with the former hairstyle since it has become a big problem to the police . I will stick to the low cut .


You said the policeman , who shaved your head, injured y ou in the process . Have you gone for medical treatmen t?

Yes, I have had a PEP ( Post -Exposure Prophylaxis ) .


Do y ou know why the police shave the heads of youths nowadays ?

I really don ’t know what is wrong with Nigeria . I am just 18 . These hairstyles are common among young people of my age . In my opinion, what the police are doing to youths is nothing but wickedness . It would have been better , if they asked us to cut out hair . Exposing us to health risks is sheer wickedness on their part .

Quote:The organised labour unions in Ekiti State have threatened to reject the stance of Governor Kayode Fayemi on the N30,000 minimum wage for workers if negated the template set by the National leaderships of the labour centres.

The Labour leaders insisted that whatever Fayemi will implement must be in consonance with the National template increment of 66.6 per cent for Grade Levels 01-06, 29 per cent for GL 07-14 and 24 percent for 15-17.

The labour position was contained in a statement jointly signed by the secretaries of Trade Union Congress, Com. Mohammed Bashman, Nigeria Labour Congress, Com. Akinyemi Taiwo and Public Service Joint Negotiating Council, Com. Gbenga Olowoyo.

The labour leaders, however, applauded Fayemi for his readiness to implement the proposal but berated the unilateral decision taken on the matter, contending that labour could have been carried along as earlier agreed on September 30 at a meeting with the Head of Service, Mr. Ayodeji Ajayi.

Fayemi, had on Friday pronounced the readiness of his administration to effect the new minimum wage commencing from October during the 2019 edition of the Teachers’ Day Celebration.

They stated that “In line with the national directive of the leadership of the organised labour, anything short of the above percentage , the organised labour won’t do anything contrary to the Wednesday, October 16, 2019 set for the national strike in Nigeria over the insincerity of government to pay the new minimum wage to workers on GL 01-17.

“The organised labour is constrained to refer to a meeting of September 30 at the office of the Head of Service, the resolution then was that the state government must ensure due process with the setting up of negotiating team and in fulfilment of outstanding salaries and other emoluments before commencing N30,000 minimum wage, although, the pronouncement made on October 5 had Contravened this resolution”.

The labour also expressed hope that Governor Fayemi will fulfil his promise to defray the N57 billion being outstanding workers’ salaries, allowances and pension before clocking one year in office on October 16.

“The liquidation of these outstanding payments are sacrosanct.

“They include three months payment to public servants, September 2017 and May 2018 deductions, six months arrears of salaries to local government workers, financial backing for 2015, 2016, 2017, 2018 and 2019 workers’ promotions and leave bonuses for 2016, 2017, 2018 and 2019 to civil servants.

“For the avoidance of doubt, the non-payment of these aforementioned outstanding before the promised date May threaten the industrial peace in our dear state”, they said.

[color=var(--atc)]Group urges NJC to investigate imprisonment of Kefas for 139 days[/color]


A group, Citizens For Steven Kefas, has asked the Nigeria Judicial Council (NJC) to investigate the plight of Steven Kefas who has been imprisoned in the past 139 days over unfounded allegations.

Kefas is being detained for criticising Kaduna State Governor Nasir El-Rufai over the devastation of Southern Kaduna communities, banditry and herdsmen’s killings, among others and demanded his immediate and unconditional release, as well as reinforcement of his fundamental human rights.

Speaking on behalf of the group yesterday during a World Press Conference at the Nigeria Union of Journalists (NUJ) Press Centre in Abuja, Emmanuel Onwubiko challenged all people of good conscience to join in appealing to Justice Mairo Mohammed to grant Kefas bail and allow for a dispassionate dispensation of justice.

“We want Nigeria and the world to know that Kaduna State has become a centre of intimidation, harassment and human rights violations,” he said, adding that agents of Kaduna State government who are in tandem with judicial officials have been intimidating innocent persons in the state.

He said there was no respect for constitutionally guaranteed freedoms of citizens in the state, adding, “We have come from different ethnic, religious and political backgrounds to draw the world’s attention to the grim situation of citizen Kefas.

“As at Monday, October 7, 2019, he has spent 139 days in Kaduna Prison without bail for criticising Governor El-Rufai,” he said.

Besides, the Human Rights Writers Association of Nigeria (HURIWA) yesterday protested against the detention of Kefas, lamenting El-Rufai’s arbitrary use of power to clamp down on Kefas and other critics of his administration.



Describing Kafas as a Prisoner of Conscience, HURIWA condemned the hostile and intolerant atmosphere allegedly exhibited by El-Rufai against the fundamental rights of citizens and freedom of speech.

It urged Nigerians to rise against El-Rufai’s excesses and violation of the rights of the Kaduna people.

He said the state was no longer safe for journalists and opinion leaders who express divergent views on government’s policies and programmes, citing the clamp down on “journalists and social media commentators at the slightest opportunity.”

Jigawa state governor Muhammad Badaru Abubakar, has appointed a special assistant to each of his three wives. Of the 51 Special Assistants that were appointed by the governor, there is also a special assistant for street light as well as for population control.

According to a copy of the lists of the appointees obtained by Daily Trust, indicated that Sa’adatu Bashir Muhammed, is a special assistant to the first wife of the governor, while Mariya Muhammed Muktar and Aisha Garba are special assistants to the second and third wife respectively.

Hassan Usman Bulama and Surajo Musa Gwiwa are Special Assistants to the governor on Street light and population control.

The responsibility of all the aides to the governor was clearly stated with the exception of the three special assistants to the governor’s wives. Daily Trust reports that official responsibilities assigned to the offices of the wives of the governor are also yet to be made public.

https://www.dailytrust.com.ng/gov-badaru-appoints-special-assistants-for-his-wives-streetlight-in-jigawa.html

BREAKING!!! Angry Women Shutdown Aba Over Bad Road, Issue 90 days Ultimatum to Ikpeazu (Happening Now)

By Wisdom Nwedene

Angry women numbering hundreds, on Tuesday, shutdown Aba over bad roads in Abia State, Igbere TV reports.


Igbere TV reports that the women issued 90 days ultimatum to Governor Okezie Ikpeazu to fix the bad roads.


Recall that Igbere TV had reported that angry traders, on Tuesday, stormed Government House In Umuahia, Abia State over alleged plans by the government to take over popular market, Ahia Gate.

Igbere TV correspondent monitoring the protest said armed policemen are currently controlling the angry traders.


More details soon.....

Stay with Igbere TV. Africa's No1 Community TV.

Source : http://igberetvnews.com/1052138/breaking-angry-women-shutdown-aba-bad-road-issue-90-days-ultimatum-ikpeazu-happening-now/

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Nike scored 3 places among the many leading 10 most culturally impactful adverts within the 3rd quarter, 

nike air max pas cher in accordance to an Ace Metrix examination of empowering video artistic shared with Internet marketing Dive. The commercials highlighting unconventional athletes Justin Gallegos, Maynor De Leon and Chantel Navarro are within the identical marketing campaign, "Sport Modifications Anything," which debuted in July. Nike scored 3 places amongst the leading ten most culturally impactful adverts from the 3rd quarter, in accordance to an Ace Metrix analysis of empowering online video creative shared with Marketing Dive. The commercials highlighting unconventional athletes Justin Gallegos, Maynor De Leon and Chantel Navarro are in the similar marketing campaign, "Sport Alterations Every little thing," which debuted in July. 





nike free pas cher Salazar in addition to a doctor obtained a four-year ban through the sport from your U.S. Anti-Doping Company for possessing and trafficking testosterone when coaching leading runners for the Nike Oregon Job, an elite coaching plan bankrolled by the company. Salazar is interesting the decision.



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JACKSONVILLE Parris Campbell Jersey , Fla. (AP) — Jacksonville Jaguars All-Pro cornerback Jalen Ramsey will miss the start of training camp after becoming a new father.Ramsey announced Wednesday on his Twitter page that he would remain in Tennessee with his girlfriend, Bre, and newborn daughter, Breelyn, while the team opens camp Thursday.Over a picture from Disney’s “The Lion King,” Ramsey wrote “for me, family is among the most important things in my life, along with my faith and football. Today starts a new chapter in my life, as Bre and I are blessed to welcome our baby into this world.”He adds “as soon as I’m comfortable knowing my family is healthy and happy, I’ll return to Jacksonville to rejoin my teammates on our quest to handle some unfinished business.”Coach Doug Marrone says Ramsey let coaches know about the potential conflict months ago. OWINGS MILLS, Md. (AP) — After experiencing misery in each of the past two Decembers, the Baltimore Ravens are looking to rewrite the script in their quest to end a three-year playoff drought.In 2016, a loss to Pittsburgh on Christmas night ended Baltimore’s bid to reach the postseason. Last year Bobby Okereke Jersey , a defeat at home against Cincinnati on New Year’s Eve sent the Ravens home.Now, with three games left, the Ravens find themselves in a familiar position. Baltimore (7-6) has a shot to reach the playoffs as either AFC North champions or as a wild-card team, and there’s really only one can’t-miss way to make it happen.“The way we look at it, we need to win three games in a row,” coach John Harbaugh said Monday. “We’ve been here before. Let’s do it. But all we need to think about right now is Tampa Bay, our upcoming opponent.”There’s a good chance the Ravens will have quarterback Joe Flacco available for the first time since Nov. 4 when they face the fading Buccaneers (5-8) at home on Sunday. Flacco, a former Super Bowl MVP and veteran of 15 playoff games, appears ready to return from a right hip injury that sidelined him for four straight games.Fortunately for the Ravens, rookie Lamar Jackson has done a credible job in his first stint as a starter. Subbing for the injured Flacco, the former Louisville star and first-round draft pick guided Baltimore through three straight wins before Sunday’s 27-24 loss in Kansas City on Sunday.Jackson hurt his ankle in overtime against the Chiefs, but the injury evidently was not serious.“Should be fine. Looks like it’s OK,” Harbaugh said.If both quarterbacks are ready to go Khari Willis Jersey , Harbaugh must decide who to start and how to play them. Perhaps he already has.“I’ll just have to let you know — if we want. It could entail anything right now,” the coach said. “I know what we want to do. I have a plan. We have a plan. We talked about it. We have to talk to the guys about it, and whether we share that publicly, we’ll decide as the week goes on.”The plan likely involves using both quarterbacks, just as the Ravens did before Flacco’s injury. The difference now is that Jackson has more experience, and the Ravens have played exceptionally well with him at the helm.“I haven’t had a chance to sit down and talk with all the parties involved, but I think it stands to reason that if Joe’s ready to go, he’ll be part of the game plan,” Harbaugh said. “He’s too good a player not to be. We’ll just figure that out as we go this week, to what degree and how it works. Everybody will know going in, except perhaps everybody outside.”Baltimore currently sits a half-game behind Pittsburgh within the division, thanks to the Steelers’ surprising loss in Oakland on Sunday. Harbaugh learned of the defeat shortly before the team charter touched down on its trip from Kansas City.“I was happy. Very happy,” he said.The Ravens have Tampa Bay Josh Allen Jersey , the Los Angeles Chargers (10-3) and Cleveland (5-7-1) left on the schedule. Pittsburgh (7-5-1) has New England (9-4), New Orleans (11-2) and Cincinnati (5-8).Baltimore is also the sixth and final wild-card team in the AFC, so if the Steelers don’t falter, the Ravens can still reach the postseason for the first time since 2014.“It helps, sure,” Harbaugh said of having multiple routes to the playoffs. “We just need to win games and let all that take care of itself.”NOTES: Although Ravens fullback and defensive lineman Patrick Ricard apologized on Sunday for racist and homophobic tweets made six years ago, Harbaugh said, “I don’t care when it happens. … It’s unacceptable. He knows that. He’s said that.” Harbaugh said the team has not decided whether disciplinary action would be taken. … Ravens CB Marlon Humphrey (groin) saw limited action Sunday and has been slow to heal. “It’s probably something that’s he’s going to be feeling for a while,” Harbaugh said.

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GLENDALE Noah Fant Jersey , Ariz. (AP) — It’s an NFL cliche, the crafty cornerback fooling the rookie quarterback.That’s exactly what happened in the biggest play of Detroit’s 17-3 victory over the Arizona Cardinals on Sunday.Darius Slay, who tied for the lead in the NFL with eight interceptions last season, stepped in front of intended receiver Trent Sherfield, picked off Rosen’s pass and returned it 67 yards for the game’s first touchdown, putting his team up 10-0 in the third quarter.Article continues below ...“I kind of baited him,” Slay said. “I knew it was coming. I knew it before the play even happened. The only thing I was concerned about was if I was going to score with it. I knew it was coming and I made a play on it.”Rosen said Slay “made it seem like he was giving him (Sherfield) space. It made it seem like he was playing really soft because it was third-and-long. But right when our receiver broke at the sticks, he just made a really good play.“He’s a veteran. That’s why maybe go away from him next time.”The Lions (5-8), losers of five of their previous six overall, ended an eight-game losing streak in Arizona that dated to 1993. It was a matchup of two first-year coaches who are having their struggles and this one clearly went to Detroit’s Matt Patricia over the Cardinals’ Steve Wilks.“It is great to get the win,” Patricia said. “It is great to see some of the improvement in some of the things we have been doing in the last month or last three weeks or so.”Arizona (3-10), which fell flat coming off its biggest win of the season a week earlier at Green Bay, avoided being shut out with Zane Gonzalez’s 22-yard field goal that cut the lead to 10-3 with 8:14 to play.Rosen completed four of six passes as Arizona drove to the 5-yard line, but a fade pass to Larry Fitzgerald was incomplete and the Cardinals, who fell to 1-6 at home http://www.denverbroncosteamonline.com/d...ner-jersey , settled for the field goal.Detroit took the subsequent kickoff and went 75 yards in seven plays, with the help of a pass interference penalty against Budda Baker, and Zach Zenner’s 1-yard touchdown run with 4:05 to play put the game safely in the Lions’ control.“It was missed tackles and penalties that got them down there,” Wilks said. “I thought the defense kept us in the game pretty much to that point.”Matt Prater’s 47-yard field goal in the first half accounted for the other Detroit points on a day neither offense could do much.“It was one of the games you had to kind of wear them out,” Lions quarterback Matthew Stafford said. “They got some good players up there. That fourth quarter our guys really started leaning on them, dominating.”Fitzgerald caught five passes, all in the second half and most when the game had been all but decided, to move ahead of Jerry Rice for most receptions by a player for one team at 1,286.Detroit took the opening kickoff and moved downfield with a strong running game. But after a short pass from Stafford, LeGarrette Blount had the ball knocked loose by Baker, who recovered at the Cardinals 30.Neither team threatened again until the Lions used up 7 minutes, 55 seconds to drive 65 yards and set up Prater’s field goal with 9:35 left in the first half.Arizona took the kickoff and got a 19-yard pass from Rosen to Sherfield, combined with a facemask penalty against Detroit, moved the ball to the Lions 30. But a pass to David Johnson lost 6 yards and Gonzalez’s 54-yard field goal try had plenty of distance but bounced off the left upright.FINALLY FITZGERALDFitzgerald, who entered the game with at least one catch in 223 consecutive games Drew Lock Jersey , was targeted once and didn’t have a catch in the first half. Finally, with 5:48 left in the third quarter, Fitzgerald’s 14-yard reception kept the streak alive and moved him ahead of Rice. Three of his catches came the last time Arizona had the ball.INJURIESDetroit was hit hard by injuries. In the span of three plays, the Lions lost defensive ends Ezekiel Ansah (knee) and Da’Shawn Hand (shoulder). Later in the half, right tackle Rick Wagner left with a concussion. The team also lost fullback Nick Bellore (ankle), wide receiver Bruce Ellington (hamstring), cornerback Marcus Cooper (back) and safety Charles Washington (hamstring).“Injuries happen,” Patricia said. “Certainly we had a couple of them today. It is just important for us to always maintain our philosophy of everybody has to be ready to go.”Arizona wide receiver Chad Williams was inactive after aggravating a hamstring injury late last week.UP NEXTLions: at Buffalo next Sunday.Cardinals: at Atlanta next Sunday. Dick Modzelewski, a star defensive tackle who appeared in eight NFL titles game with the New York Giants and Cleveland Browns during the 1950s and ’60s, has died. He was 87.He died Friday at his home in Eastlake, Ohio, outside Cleveland, the Giants said in a statement Saturday. No cause was given.Modzelewski spent 14 years in the NFL, eight with the Giants that included six title games. He teamed with Andy Robustelli, Rosey Grier and Jim Katcavage on one of the great defensive lines.Modzelewski also appeared in two championship games with the Browns. He joined the NFL with Washington in 1953 and also played for Pittsburgh http://www.denverbroncosteamonline.com/d...nes-jersey , never missing a game in his career.He coached in the NFL for 22 years, including the 1978 season as the Giants’ defensive coordinator.Modzelewski was an All-American in 1951 and ’52 at Maryland and won the Outland Trophy in 1952 as the nation’s best lineman. It resulted in an invitation to the White House, where he had lunch with President Dwight Eisenhower. He was inducted into the College Football Hall of Fame in 1993.The Redskins drafted Modzelewski in the second round. He played two seasons there before his trade to the Steelers. Modzelewski was briefly reunited with brother Ed, a fullback.After one year in Pittsburgh, Modzelewski was again traded, this time twice in less than a week. The Steelers dealt him to the Detroit Lions, who three days later sent him to the Giants for another defensive tackle, Ray Krouse, a former Maryland teammate.Modzelewski was traded to the Browns in 1964 for wide receiver Bobby Crespino. He was expected to be a backup but became a starter when Frank Parker was injured. Cleveland played in the championship game in each of Modzelewski’s first two seasons, beating Baltimore in 1964 and then losing to Green Bay.Modzelewski is survived by his wife of 64 years, Dorothy Jane, and four children.A funeral is set for Oct. 26 in Mentor, Ohio.

When ESPN launches its new-look http://www.steelerscheapauthenticstore.c...rsey-cheap , Witten-less coverage of the NFL in August, the first officially unofficial game could quite possibly feature the debut of 2018 Heisman Trophy winner Kyler Murray.The second week of the 2019 preseason begins on Thursday, August 15, with the Cardinals hosting the Raiders in a game that will be televised by ESPN. If Murray is drafted by the Cardinals, who hold the first overall selection in the process that begins in only 16 days, Murray likely would be starting for the home team.And if the Cardinals don’t select Murray, he could be playing for the visiting team — either as the backup to Derek Carr or as the outright starter, if former ESPN analyst Jon Gruden decides to pick Murray and trade Carr.That gives ESPN something that can be hyped via the joint ABC-ESPN draft coverage, along with an added incentive to do everything possible to ensure that Arizona’s draft plans remain secret until the Cardinals submit the card containing the name of the player they’ll select. CINCINNATI (AP)Vontaze Burfict refused to shake the Steelers’ hands at midfield last October, and added to the insult by kicking one of them during the first quarter. Steelers running back Le’Veon Bell tweeted after Pittsburgh’s 29-14 win that the Bengals linebacker ought to be kicked out of the NFL. There’s no holding back in this rivalry. The AFC North rivals get a chance to add a few more flourishes – for better or worse – to a nasty series that has played out not only on the field, but in social media exchanges and end zone celebrations as well. The Steelers (9-2) and the Bengals (5-6) don’t like each other, and they don’t hide it. It’s on Twitter. It’s on the field. It’ll be back at Paul Brown Stadium – the scene of the rivalry’s most memorable moment – on Monday night in the game the Bengals need to win to have a chance of salvaging their season. ”It’s all about the story lines Zach Gentry Jersey ,” Bengals safety George Iloka said. ”Will we play well in primetime? Will we get the game that we need? How many games have we lost to them in a row? I know the story lines.” So do the Steelers, who are off to their best start since 2004. They’ve won five straight against Cincinnati and eight of nine in the series, a span that includes the Bengals’ playoff meltdown at Paul Brown Stadium during the 2015 season. That’s the one in which Burfict hit Antonio Brown in the head in the closing seconds, moving the Steelers in range for the winning field goal. They’ve been going at it ever since, even when they’re far away from each other playing other teams. In November, Bengals receiver A.J. Green was ejected in Jacksonville for grabbing cornerback Jalen Ramsey around the neck, tackling him and punching him. The Steelers’ reaction? In their next game against Indianapolis, Bell and receiver JuJu Smith-Schuster celebrated a touchdown by re-enacting the Green-Ramsey confrontation . ”I thought it was funny, so we wanted to make it a celebration,” Bell said this week. ”We weren’t trying to downplay them or make A.J. Green feel a certain way. We just thought that situation was funny how it turned out and ran with it.” They weren’t laughing in Cincinnati, where several story lines will play out Monday night. PRIME-TIMERS The Steelers love the night-time stage . They’ve won 10 straight prime-time games, including three already this season against the Lions (Sunday night) Chris Lindstrom Jersey , the Titans (Thursday night) and the Packers (last Sunday night). Following their game in Cincinnati, they host the Ravens on Sunday night. ”All your peers are watching, all your family is watching, your friends, people all over the world,” Pittsburgh’s Ben Roethlisberger said. ”So it’s fun when you put on a good show.” For the Bengals, it’s been a horrific time slot. They’re 11-23 on Monday night, dropping their past three, and 3-14 on Sunday night. PATS ON THE BRAIN? Steelers coach Mike Tomlin raised eyebrows when he openly talked about Pittsburgh’s Dec. 17 meeting with New England during a taped interview before the Steelers narrowly escaped the Packers. Roethlisberger downplayed it, calling it part of a coach’s job to look down the road. Safety Mike Mitchell however, thinks it’s only natural to have what could be the game of the season in the AFC highlighted. ”I’m going to prepare for the Cincinnati Bengals because that’s who we play this week,” Mitchell said. ”But you’re … not the smartest human in the world if you’re not thinking about them.” GET `EM DOWN: The Steelers have the league’s fourth-ranked defense http://www.falconscheapshops.com/cheap-a...ary-jersey , but they’ve allowed a touchdown of at least 50 yards or more in each of the past three games, including two last week to unproven Green Bay backup quarterback Brett Hundley. Pittsburgh has to get that part fixed. ”It’s fitting to get real,” linebacker Bud Dupree said. ”So these next couple months is the most important months of the year.” BURFICT’S BEHAVIOR: Burfict’s kick at Steelers running back Roosevelt Nix in the October game drew a $12,154 fine. Burfict wasn’t a factor in the Steelers’ 29-14 win. He was on the field for all 69 defensive plays and finished with only four tackles, no sacks, no pass breakups and no tackle for a loss. How will he put his mark on this game? NO `INT’ IN DALTON: Andy Dalton threw an interception during the third quarter of the loss at Heinz Field, and hasn’t thrown another since then. He’s gone five games and 140 attempts without being picked off, the longest streak by a Bengals quarterback since Akili Smith in 2000. Dalton is only 3-10 against the Steelers with 15 touchdowns and 13 interceptions. During the second half of the loss at Pittsburgh, the Bengals managed only one first down and 19 yards total. — AP Sports Writer Will Graves in Pittsburgh contributed to this report. —

Preparing for a fantasy football draft can be one of the most anxious David Montgomery Jersey , tiring, frustrating and enjoyable moments of your entire fantasy football season. Many put in countless hours to research the upcoming season, trying to find sleepers and hidden gems. This can be difficult, as predicting the future is never easy. Luckily, we're here to help you find that 'needle in the haystack' by giving you some sleeper names to keep an eye on for each NFL club this season.The word 'sleeper' can have many different meanings to many different people. What defines a 'sleeper pick'? Is a 'sleeper' a player who is underrated, or is a 'sleeper' a current bench player that will shine given an opportunity? Is a 'sleeper' a player who seems to fall in many mock drafts? Here is our list of players from each team to keep on your radar this fantasy football season. FLOWERY BRANCH, Ga. (AP)The Atlanta Falcons’ path to the playoffs is simple – win this week at New Orleans Riley Ridley Jersey , and they’re in. If only it were that easy. Atlanta (9-5) has yet to figure out how to put away opponents on the road. Monday’s 24-21 win at Tampa Bay gave the Falcons a fifth road victory, but each of them has been decided in the closing seconds. Coach Dan Quinn sees a positive in the close calls. ”Here’s what I like about that,” Quinn said Tuesday. ”There is a hardening that takes place, a confidence from coming through in those environments to know that this is our time to stand up and make opportunities count.” The tough part for Atlanta is changing the script. Building a lead hasn’t been hard to accomplish, but the offense, despite leading the NFL in third-down efficiency, inevitably has to punt late in the fourth quarter. Then the defense gives up a few big plays to set up a frenzied finish. Monday marked Atlanta’s second straight road game to end with a missed field goal that would’ve forced overtime. Overall the Falcons have played 10 games decided by a touchdown or less Greedy Williams Jersey , most in the NFL, and they’re 6-4 in those situations. One quick fix is obvious – the defense ranks next-to-last with 12 takeaways and ranks last with just four interceptions. Improve those numbers, and Atlanta might reduce its penchant for drama. ”I think we did well,” strong safety Keanu Neal said. ”There were a few plays we left out there, but no game is perfect. It’s about learning from those and moving forward, but I think overall we had a decent game.” Neal had the lone takeaway against the Buccaneers, stripping the ball from Peyton Barber and recovering the fumble at the Atlanta 9-yard line in the second quarter. Free safety Ricardo Allen picked off Jameis Winston on the next Tampa possession Sione Takitaki Jersey , but cornerback Robert Alford was flagged for holding to nullify the interception. It marked the sixth time this season the Falcons have lost a pick because of a penalty. ”That’s a big difference,” Quinn said. ”That part of our game we’ve got to clean up.” Despite their difficulties, the Falcons have won five of six and head into Week 16 with a chance to repeat as division champions for the first time in their 52-year history. They must beat the Saints and then knock off Carolina at home in Week 17. Both opponents are 10-4 and tied atop the NFC South. ”We made enough plays to get it done,” quarterback Matt Ryan said. ”It keeps us right where we want to be and now we have to find a way to get better this week and try to get a win next Sunday down in New Orleans.” Notes: K Matt Bryant improved to 7 for 8 on field-goal tries of 50 yards or more. He’s tied with Buffalo’s Stephen Hauschka for the best percentage in those scenarios. … Quinn wants Ryan to improve his accuracy by not forcing so many passes to WR Julio Jones. Jones has been targeted 19 times in the last two games but has just eight catches. … RB Tevin Coleman is still in the concussion protocol and could miss his second straight game. … Quinn expects LG Andy Levitre to return to practice later in the week. Levitre has missed the last two games with a triceps injury. Ben Garland has started in his place. —

Ưu và nhược điểm 3 kèo trong tỷ lệ cá cược Euro tối nay


Hiện nay 1 số nhà cái bóng đá uy tín nhất đang có 3 kèo trong tỷ lệ cá cược Euro tối nay, nắm được ưu và điểm yếu sẽ giúp tham dự cá cược trở thành tiện dụng hơn.
Với các tay cá độ lâu năm thì việc nắm được các Con số trong tỷ lệ cá cược bóng đá đã trở nên rất thân thuộc và vô cùng thành thạnh. tuy thế đối các người nào mới “nhập môn” thì cần phải biết các ưu và nhược điểm của từng kéo. Trong bài viết sau đây Hi vọng sẽ giúp cho rộng rãi anh em trong việc tuyển lựa tỷ lệ cá cược Euro tối nay hữu hiệu.

Ưu và nhược điểm tỷ lệ cá cược Euro tối nay kèo 0:0
Hiện nay kèo 0:0 được dân trong nghề gọi nôm na là kèo đồng banh. ví như chủ nhà dành thắng lợi trận bóng ấy thì người nào bắt đội chủ nhà sẽ thắng được kèo. Còn ví như đội chủ nhà thua trận thì người nào bắt kèo đội khách sẽ thắng kèo. Trong trường hợp 2 đội hòa nhau thì chẳng người nào bị mất tiền cả.
Tỷ lệ kèo 0:0 được ăn cả ngã về ko
Ưu điểm kèo 0:0: những người chơi tham dự tỷ lệ cá cược Euro tối nay nếu như dành chiến thắng sẽ ăn được một số tiền hơi to, còn người thua cuộc sẽ phải chịu mọi thiệt hại.
điểm yếu của kèo 0:0: nếu người chơi thua cược, sẽ mất trắng số tiền. Do đó đây là một kèo hơi cân não, người tham dự cá cược cần phải cực kỳ thận trọng, cân đề cập kỹ càng, đặt niềm tin có cơ sở hẳn hỏi chắc chắn mình đúng mới nên chọn kèo này nhé!
Ưu và điểm yếu kèo 0:0/0.5 của tỷ lệ cá cược Euro tối nay
Kèo này được hiểu là kèo mà đội chủ nhà chấp đội khách nửa trái.
ví như đội chủ nhà thắng kèo thì người bắt đội chủ nhà sẽ giành chiến thắng, còn giả dụ đội chủ khám đường thua thì người bắt đội khác sẽ giành chiến thắng.
nếu trong tình huống 2 đội hòa nhau thì người cược đội chủ nhà sẽ mất phân nửa số tiền cược và đội khách sẽ được một nửa tiền cược.
Có thể thấy, Ưu điểm của tỷ lệ cá cược Euro ngay trong tối nay 0:0/0.5 thì người tham dự cá cược sẽ nắm được hưởng thế cho mình. Thằng thì hiển nhiên sẽ ăn được tiền mà hòa thì cũng được phân nửa số tiền, như vậy so với kèo 0:0 thì hữu dụng thế ưu việt hơn hẳn.
nhược điểm của kèo này là người đặt cược cho đội chủ nhà sẽ phải chịu 1 số thất thiệt, trong tình huống hòa thì họ vẫn bị mất tiền.

Ưu và điểm yếu kèo 0:1/2 của tỷ lệ cá cược Euro vào tối nay
Kèo này chúng ta hiểu một cách đơn thuần là đội chủ nhà chấp đội khách nửa trái.
Có 1 vài điểm tương đồng so với 2 kèo 0:0 và kèo 0:0-0.5 kèo tỷ lệ cá cược euro trong tối này thì kèo này đồng nghĩa với việc đội chủ nhà dành chiến thắng thì người đặt cược cho đội chủ nhà sẽ ăn được tiền và trái lại.
điểm yếu của kèo này là người chơi đặt cược cho đội chủ nhà sẽ phải Hi vọng vào việc đội bóng của mình phải dành thắng lợi, giả dụ thua hay hòa cũng sẽ bị mất tiền.
Trên đây là các Về ưu điểm và điểm yếu 3 kèo đơn thuần trong tỷ lệ cá cược Euro vào tối nay. Hãy cân nhắc thật kỹ để chọn lọc kèo hợp lý nhất nhé, chúc các bạn có một mùa Euro may mắn! Để biết thêm thông tin về tỷ lệ và Phân tích bóng đá, bạn có thể tróc nã cập nhà cái casino uy tín để được chúng tôi cập nhật mỗi ngày nhé!

RHAPSODY OF REALITIES

TUESDAY, 8TH OCTOBER.

YOUR MOUTH AND YOUR DESTINY

For verily I say unto you, That whosoever shall say… and shall not doubt in his heart, but shall believe that those things which he saith shall come to pass; he shall have whatsoever he saith (Mark 11:23).

Of all the natural gifts given to us by God, the ability to speak or use words is the greatest. That’s what controls and determines everything else about your life. You’re what you say; your words locate you and determine your destiny.

In our opening verse, we read the words of Jesus; He said, “You shall have what you say.” Proverbs 18:21 says, “Death and life are in the power of the tongue….” Whether you live or die, depends on your mouth, the words you speak. The Lord Jesus affirmed the same thing. He said, “…by your words you will be acquitted, and by your words you will be condemned” (Matthew 12:37 NIV).

The primary reason for your mouth is to steer your life in God’s direction for you. Today, you’re either in prosperity, health and abundance, or in poverty, sickness and want as a result of the words you’ve been speaking. The Bible says a wholesome tongue is a tree of life (Proverbs 15:4).

1 Peter 3:10 declares, “For he that will love life, and see good days, let him refrain his tongue from evil, and his lips that they speak no guile.” It’s that simple: you can have a great life and enjoy your days in God’s blessings and goodness if you’d use your tongue aright. It’s about what you say!

Speak wholesome words—words that are consistent with your nature and heritage in Christ. It makes no difference the condition of your life right now; you can recreate your world. The Lord already gave us precedence to follow. Read Genesis 1; He brought order and form to a hitherto chaotic world, through the power of speech, revealing what we can, and are supposed to do with words.

You’re made in God’s image and likeness. Therefore, if you think there’s darkness in any area of your life, proclaim the Word. The Word of God is light, and as you speak, the light of God will manifest and completely obliterate the darkness.

PRAYER

Dear Father, I thank you for the gift and power of speech. My life is beautiful, excellent and full of glory. My words are wholesome, because I’m taught by the Spirit to speak life and wisdom all the time. I’m fulfilling your purpose for my life gloriously, in Jesus’ Name. Amen.


FURTHER STUDY

Proverbs 13:3; James 3:3-5; 1 Peter 3:10 AMPC
1 YEAR BIBLE READING PLAN:
Colossians 1:24-2:1-5; Isaiah 46-47

2 YEAR BIBLE READING PLAN:
John 4:30-42; 1 Kings 14





#TALKINGSESSION

8TH OCTOBER.

Dear Heavenly Father, I thank you for this is my month of Ministry. Your Spirit is at work in me mightily, causing me to be more effective in the ministry and works of righteousness!

I am a tree of righteousness, producing other trees of righteousness. I am powered by the Spirit, to do things beyond the ordinary; thus, I am accomplishing great feats by the Spirit, and through the power of Your Word. Hallelujah. The glorious Gospel has been committed to my trust, and I am diligent in making it known to those in my world, and in the regions beyond.

My passion for the Gospel is constantly refueled and my enthusiasm, undying! Through me, many are coming to the knowledge of Christ, and into their inheritance in Him, in Jesus’ Name. Amen.


God bless you

Equities reopen with N59b loss
[img=25x0]https://secure.gravatar.com/avatar/72fd42d76c6fcbe244fcf9d23a125995?s=80&d=mm&r=g[/img] 
 
 October 8, 2019

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EFInA: Financial exclusion rate drops to 36.8 per cent
[img=25x0]https://secure.gravatar.com/avatar/a343966c7d7190edb1bee599cd0ee201?s=80&d=mm&r=g[/img] by Collins Nweze
 
 October 8, 2019

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CBN injects $311.5m, CNY15m into retail SMIS

 
 October 7, 2019

Photos: Appalling state of a General Hospital in Kebbi






A Nigerian man has taken to Facebook to complain about the state of the General Hospital in Bunza local government of Kebbi State.
 
Muhammad Mubarak shared photos which shows the dilapidated hospital and wrote;

Quote:"This is Bunza local government of Kebbi State, where Kebbi State Government of Nigeria neglect health sector all over the state which up to known there’re still hospitals with no beds, and other equipment.
Some of the Kebbi state House of Representatives,assembly and senators are just there looking for money to build mansion,drive luxury cars they can’t say anything about their constituency, this project suppose to be done by state assembly, I’m very sure if they know what took them to the house our community will not remain like this.
This is General hospital in the community of Bunza local government at first I thought this building is obsolete, but I was told that it’s serviceable. That patients are still taking prescription.
 

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